How long does this certification take?

The programme takes 11 Weeks and can be completed self-paced or with live virtual sessions.

Is this certification globally recognised?

Yes. GLI certifications carry CPD credits and are internationally recognised.

What level is this certification?

This is a Advanced Level certification.

Email info@certifications.ac, WhatsApp +254 722 223 084, or fill in the enrolment form on this page.

What is included in the fee?

All study materials, study guide, examination, digital certificate and badge. Live option adds tutor sessions and priority support.

Certified Payment Systems and Technology Expert (CPMT)

Q: What is the Certified Payment Systems and Technology Expert?

The Certified Payment Systems and Technology Expert is a globally recognised professional certification by the Global Leadership Institute (GLI), designed to equip professionals with advanced competencies in Banking & Microfinance.

Executive Summary

Certified Payment Systems and Technology Expert

Designed for today’s high-impact professionals, the Certified Payment Systems and Technology Expert (CPMT) delivers a rigorous Advanced-level curriculum that equips participants with the knowledge, tools and frameworks needed to excel in banking operations, credit, payments and financial services.

This 11 Weeks programme is structured around Basel, central-bank regulations and recognised banking and AML standards, ensuring every graduate applies internationally validated methods to real-world challenges.

GLI’s CPMT holders are recognised by leading organisations across Africa, the Gulf, Europe and the Americas as qualified, results-driven professionals. Whether you are advancing your current career or transitioning into new responsibilities, this certification provides the competitive edge you need in 2026 and beyond.

Programme Overview

Certification at a Glance

Certification

Certified Payment Systems and Technology Expert

Acronym

CPMT

Who Should Enrol?

Bank Officers and Tellers
Credit and Loan Officers
Banking Operations Staff
Relationship and Branch Managers

Programme Inclusions

Everything Included in Your Enrolment

All study materials and study guide
Access to GLI online learning portal
Online examination and assessment
Digital certificate and digital badge
Physical certificate (shipped to you)
CPD credits for professional bodies
GLI alumni network membership
Facilitator and tutor support
Resource downloads and reference library
Automatic enrolment confirmation

Certification Benefits

Why This Certification Matters for Your Career

Career Advancement

Accelerate your career towards senior banking operations, credit and branch leadership roles

Professional Recognition

Credential aligned with Basel, central-bank regulations and recognised banking and AML standards

Leadership Capability

Develop the strategic and operational skills to lead complex banking operations functions

Organisational Impact

Design and implement banking operations systems that drive performance and measurable results

Compliance Readiness

Master the standards, compliance and ethical governance central to banking operations

Global Employability

Qualify for banking operations roles across commercial banks, microfinance institutions and financial-services firms worldwide

Competency Framework

Core Competencies You Will Develop

✦Payment Technology Architecture

✦Payment Gateways

✦Payment APIs

✦Tokenisation

✦Payment Fraud Analytics

✦Payment Monitoring

Course Curriculum

Programme Modules

The full programme, module by module.

Core CurriculumModules 1–20 · specific to Certified Payment Systems and Technology Expert · module 20 is the capstone

1

Payment Technology Architecture

Managing technology assets, vendors and technical debt · The banking system, intermediation and financial markets · Types of banks and financial institutions

2

Payment Processing Platforms

Digital financial services, mobile money and agent networks · Banking operations control and reconciliation · Foreign exchange exposure and cross-border banking

3

Payment Switches

Reward: pay structures, equity and what money actually does · Reporting automation · Psychodynamic and psychoanalytic approaches

4

Payment Gateways

Payment instruments and choosing the right rail · Sustaining ethical, effective practice · Ethical frameworks and codes of practice

5

Card Processing Systems

Banking operations, controls and customer service · Evidence-based improvement · Payment regulation and oversight

6

Digital Wallet Infrastructure

Digital financial services, mobile money and agent networks · Payment regulation and oversight · Payment innovation and fintech

7

Payment APIs

Systems architecture: components, integration and coupling · Payment innovation and fintech · Transaction lifecycle and processing

8

Real-Time Payment Systems

IT service management: availability, incidents and the service desk · ABC analysis and stock policy · Presentation and public speaking

9

Payment Messaging Standards

Payment messaging, ISO 20022 and data quality · Cognitive load and learning science · The learning and development profession

10

Tokenisation

Payment security: tokenisation, authentication and card data · Interpreting financial performance · Investment and disinvestment decisions

11

Payment Security Architecture

Security fundamentals: assets, threats and proportionate control · Governance of operations · Regulatory capital for credit

12

Payment Authentication

Identity, access management and the zero-trust shift · Process improvement and automation · Service levels and quality

13

Payment Fraud Analytics

Analytics, machine learning and putting models into use · Customer retention in the vehicle ownership cycle · Policy administration and customer service in insurance

14

Payment System Integration

Financial analysis, modelling and valuation · Data security and confidentiality · Portfolio management and reporting

15

Payment Infrastructure Resilience

Cloud, infrastructure and the operating decisions behind them · Partnership building and multi-stakeholder platforms · Digital and market transformation

16

Payment Monitoring

Monitoring systems: what to collect, how often, and who uses it · Environmental legal compliance · Legal and other requirements

17

Payment Technology Performance

Management control systems and the review rhythm · Credit appraisal and the lending decision · Working capital management and the cash cycle

18

Payment System Testing

Software delivery: requirements, iteration and technical quality · Working with referrers and multidisciplinary teams · Scaling delivery capability

19

Payment Platform Modernisation

Digital financial services, mobile money and agent networks · Safety communication and campaigns · Toolbox talks and safety communication

20

Payment Technology Strategy

Managing technology assets, vendors and technical debt · Collections strategy · Short-term funding and money markets

Professional ElectivesModules 21–30 · common to all GLI certifications · broaden your professional range

21

Strategic Communication and Executive Presentation

Audience-centred communication and message structure · Presentation design: architecture, visuals and data · Public speaking: rhetoric, delivery and managing anxiety

22

Leadership and Team Effectiveness

Leadership and management: two jobs, one role · Building teams: roles, norms and re-forming after change · Delegation levels and the authority-accountability match

23

Analytical Thinking and Evidence-Based Reasoning

Structuring information: patterns, comparison and synthesis · Evidence, sources and the correlation trap · Reasoning with data: statistics, metrics and misleading figures

24

Professional Decision-Making

Decision quality: criteria, alternatives and trade-offs · Decision frameworks: criteria, weighting and trade-offs · Decision governance: authority, documentation and review

25

Negotiation, Influence and Stakeholder Management

Negotiation: preparation, interests and value creation · Influence and persuasion: credibility, framing and ethics · Deadlock, difficult counterparts and negotiation ethics

26

Project and Execution Management

Project start-up: mobilisation in the first ninety days · Change adoption: making a strategy stick in practice · Planning, scheduling and personal workflow systems

27

Financial Literacy for Professionals

Reading the numbers: what financial statements tell a manager · Budgets, costs and the money conversation · Strategic finance: cash, capital structure and value creation

28

Digital Skills, AI and Technology for Professionals

Working with AI tools professionally · Working with data: quality, interpretation and honest presentation · Everyday security: information, devices and social engineering

29

Ethics, Governance and Professional Accountability

Values, ethical judgement and tolerated behaviour · Governance and accountability for the professional · Accountability, initiative and professional reputation

30

Personal Effectiveness, Productivity and Career Growth

Priority: outcomes, importance and the urgency trap · Attention, focus and the cost of interruption · Career development, adaptability and personal reinvention

Every module opens in the learning portal with its full lesson set, worked examples, further reading and video masterclasses. 30 modules · 150 lessons.

Learning Outcomes

What You Will Achieve

Payment Processing Platforms — applied to your own work
Payment Switches — applied to your own work
Payment Gateways — applied to your own work
Card Processing Systems — applied to your own work
Digital Wallet Infrastructure — applied to your own work
Payment APIs — applied to your own work

Enrolment Process

How to Get Certified

🎯

Step 1: Choose Your Certification

You are viewing Certified Payment Systems and Technology Expert — one of GLI's 1,990+ globally recognised professional certifications.

💳

Step 2: Enrol & Pay Online — Instantly

Click Enrol & Study Online to register and pay securely via Paystack, Visa, Mastercard, M-Pesa or bank transfer. Access is granted the moment payment is confirmed.

📚

Step 3: Study in the GLI Learning Portal

Work through 30 structured modules and 150 lessons at your own pace, with downloadable resources and expert-designed content — all inside the LMS.

🎓

Step 4: Pass, Get Certified & Verified

Sit your final examination online, earn your certificate instantly, and receive a globally verifiable Certificate ID — plus GLI Alumni Network access.

🎓 Enrol & Study Online — Instant Access

Secure checkout · Instant LMS access · Globally verifiable certificate

Frequently Asked Questions

Common Questions

What is the CPMT certification?

The Certified Payment Systems and Technology Expert (CPMT) is a Advanced-level professional certification awarded by the Global Leadership Institute (GLI). It is designed to equip professionals in banking operations, credit, payments and financial services with practical skills, internationally recognised frameworks, and the credentials needed to advance their careers.

Who should enrol in the CPMT?

This certification is ideal for Bank Officers and Tellers, Credit and Loan Officers, Banking Operations Staff and Relationship and Branch Managers, and other professionals seeking to formalise their expertise in banking operations, credit, payments and financial services with a globally recognised credential.

How long does the CPMT certification take to complete?

The programme is structured over 11 Weeks and offers flexible learning modes. Self-paced learners can progress at their own schedule, while live virtual participants follow a structured cohort schedule with facilitator-led sessions.

Is the CPMT internationally recognised?

Yes. GLI certifications are recognised across 100+ countries and are aligned with Basel, central-bank regulations and recognised banking and AML standards. Graduates receive a digital certificate, a physical certificate and CPD credits recognised by employers worldwide.

What is the cost of the CPMT certification?

The Certified Payment Systems and Technology Expert is offered in two formats: Self-Paced at USD 399 and Live Virtual at USD 599. Corporate group rates are available for organisations enrolling 5 or more participants. Contact GLI for a bespoke corporate training quotation.

What does the CPMT certification include?

Enrolment includes all study materials and study guides, access to GLI's online learning portal, online examination, digital certificate and badge, physical certificate (posted), CPD credits, GLI alumni network membership, and ongoing facilitator support.

What is the assessment format for the CPMT?

The Certified Payment Systems and Technology Expert is assessed through an online examination consisting of multiple-choice questions, case study analysis, and practical application assignments. The assessment is designed to evaluate real-world competency, not just theoretical recall.

What CPD credits do I earn from the CPMT?

The Certified Payment Systems and Technology Expert carries Continuing Professional Development (CPD) credits, which can be applied towards professional body requirements including recognised international professional associations.

Can I study the CPMT while working full-time?

Absolutely. The self-paced option is designed for busy working professionals and allows you to study when and where it suits you. Live virtual sessions are typically scheduled in the evenings or on weekends to accommodate professional commitments.

What career outcomes can I expect from the CPMT?

Graduates progress towards senior banking operations, credit and branch leadership roles. The CPMT strengthens your expertise in banking operations, credit, payments and financial services and positions you for advancement across commercial banks, microfinance institutions and financial-services firms.

Graduate Voices

What Our Alumni Say

“

The curriculum was directly applicable to my daily work. I immediately applied what I learned and saw results within weeks of completing the programme.

Branch Manager

Private Sector

“

GLI's certification is the most practical professional programme I have attended. The international frameworks gave me credibility with my employer and clients.

Credit Manager

NGO Sector

“

I earned my CPMT while working full-time. The self-paced format made it possible, and the quality of the content is genuinely world-class.

Banking Operations Lead

Government

Certified Payment Systems and Technology Expert

Certified Payment Systems and Technology Expert

Certification at a Glance

Who Should Enrol?

Everything Included in Your Enrolment

Why This Certification Matters for Your Career

Core Competencies You Will Develop

Programme Modules

What You Will Achieve

How to Get Certified

Common Questions

What Our Alumni Say

You May Also Like

Certified Credit Analyst

Certified Banking Operations and Service Delivery Expert

Certified Deposit and Liability Management Expert

Certified KYC and Customer Due Diligence Expert

Certified Agricultural Finance and Rural Lending Expert

Certified Islamic and Alternative Finance Expert