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.mod-list{max-width:820px;margin:24px auto 0}
.mod-row{display:flex;gap:14px;padding:14px 0;border-bottom:1px solid #eee;align-items:flex-start}
.mod-n{flex:0 0 30px;height:30px;line-height:30px;text-align:center;border-radius:50%;
  background:#12233b;color:#fff;font-size:.78rem;font-weight:700}
.mod-t{font-weight:600;color:#12233b;font-size:.95rem;line-height:1.35}
.mod-s{color:#666;font-size:.83rem;margin-top:3px;line-height:1.45}
.mod-note{max-width:820px;margin:18px auto 0;padding:14px 16px;background:#faf6ec;
  border-left:3px solid #c89b3c;color:#4a4a4a;font-size:.87rem;line-height:1.5}

/* ── Global Markets footer band ─────────────────────────────── */
.footer-markets{background:var(--navy-deep,#081426);border-top:1px solid rgba(201,168,76,.18);padding:44px 0 8px}
.footer-markets .fm-head{display:flex;justify-content:space-between;align-items:flex-end;gap:24px;flex-wrap:wrap;margin-bottom:26px}
.footer-markets .fm-head h4{color:#fff;font-size:1.45rem;font-weight:800;margin:6px 0 8px;letter-spacing:-.01em}
.footer-markets .fm-head p{color:rgba(255,255,255,.62);font-size:.92rem;max-width:560px;line-height:1.55}
.fm-toggle{background:transparent;border:1px solid var(--gold,#C9A84C);color:var(--gold,#C9A84C);padding:11px 20px;border-radius:10px;font-weight:700;font-size:.85rem;cursor:pointer;white-space:nowrap;transition:all .2s;font-family:inherit}
.fm-toggle:hover{background:var(--gold,#C9A84C);color:var(--navy,#0B1C3A)}
.fm-wrap{display:grid;grid-template-columns:repeat(3,1fr);gap:28px 40px;max-height:186px;overflow:hidden;position:relative;transition:max-height .45s ease}
.fm-wrap:not(.open)::after{content:"";position:absolute;left:0;right:0;bottom:0;height:70px;background:linear-gradient(transparent,var(--navy-deep,#081426))}
.fm-wrap.open{max-height:2600px}
.fm-region h5{color:var(--gold,#C9A84C);font-size:.82rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase;margin-bottom:12px}
.fm-region h5 span{color:rgba(255,255,255,.4);font-weight:600}
.fm-region ul{list-style:none;margin:0;padding:0;columns:2;column-gap:24px}
.fm-region li{break-inside:avoid;margin-bottom:7px}
.fm-region a{color:rgba(255,255,255,.68);font-size:.83rem;text-decoration:none;display:flex;align-items:center;gap:7px;transition:color .16s;line-height:1.3}
.fm-region a:hover{color:#fff}
.fm-flag{font-size:.95rem;flex-shrink:0}
@media(max-width:900px){.fm-wrap{grid-template-columns:repeat(2,1fr);max-height:220px}}
@media(max-width:560px){.fm-wrap{grid-template-columns:1fr;max-height:240px}.fm-region ul{columns:2}.footer-markets .fm-head h4{font-size:1.2rem}}